:root {
  --navy: #0b2545;
  --teal: #13856b;
  --light-bg: #f6f8fa;
  --text: #2a2f35;
  --muted: #5b6773;
}

* { box-sizing: border-box; }

body {
  margin: 0;
  font-family: 'Segoe UI', Arial, sans-serif;
  color: var(--text);
  background: #ffffff;
  line-height: 1.6;
}

header {
  background: var(--navy);
  color: #fff;
  padding: 18px 40px;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

header .logo {
  font-size: 1.4rem;
  font-weight: 700;
  color: #fff;
  text-decoration: none;
}

nav a {
  color: #dfe7f0;
  text-decoration: none;
  margin-left: 28px;
  font-size: 0.95rem;
}

nav a:hover { color: #ffffff; text-decoration: underline; }

.hero {
  background: linear-gradient(135deg, var(--navy), var(--teal));
  color: #fff;
  padding: 90px 40px;
  text-align: center;
}

.hero h1 { font-size: 2.4rem; margin-bottom: 10px; }
.hero p { font-size: 1.15rem; color: #eaf1f7; max-width: 640px; margin: 0 auto; }

.container {
  max-width: 960px;
  margin: 0 auto;
  padding: 60px 40px;
}

h2 {
  color: var(--navy);
  font-size: 1.8rem;
  margin-bottom: 20px;
}

.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 24px;
  margin-top: 30px;
}

.card {
  background: var(--light-bg);
  border-radius: 8px;
  padding: 28px;
  border-left: 4px solid var(--teal);
}

.card h3 { color: var(--navy); margin-top: 0; }
.card p { color: var(--muted); font-size: 0.95rem; }

.cta {
  display: inline-block;
  background: var(--teal);
  color: #fff;
  padding: 12px 28px;
  border-radius: 6px;
  text-decoration: none;
  margin-top: 24px;
  font-weight: 600;
}

.cta:hover { background: #0f6b56; }

footer {
  background: var(--navy);
  color: #cfd9e3;
  text-align: center;
  padding: 26px 20px;
  font-size: 0.9rem;
  margin-top: 40px;
}

footer a { color: #9fd6c4; text-decoration: none; }

.contact-info {
  background: var(--light-bg);
  padding: 30px;
  border-radius: 8px;
  margin-top: 24px;
}

.contact-info p { margin: 8px 0; }